New Beginnings Basic

This account is a first step for those who have experienced major problems managing a checking account in the past.

Good to know……

Accounts in good standing after 12-months are eligible to convert their New Beginnings Basic account to a New Beginnings account.

  • $9.95 monthly service charge (sign up for a direct deposit of at least $250 that posts and settles per statement cycle and you qualify for a $3.00 rebate per month)
  • No check writing capabilities
  • Online Banking available - Inquiry capability only
  • ADK on the Go Mobile Banking available - Inquiry capability only
  • ADK Canvas Debit Card available - No ATM deposit capability
  • eStatements available
  • Accounts in good standing after 12-months are eligible to convert their New Beginnings Basic account to a New Beginnings account
  • Non-Interest bearing
  • Paper statements available - a $3.00 monthly handling fee will be assessed

Minimum deposit of $50 is required to open this account.

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