Personal Banking > Mortgage Services
Residential Mortgage Loans
Whether you are a first time homebuyer, looking to purchase your next home, or simply looking to refinance your existing mortgage loan with better terms, Adirondack Bank offers a variety of fixed and variable rate options with convenient terms available to meet your needs. We recognize that financing a home is often the largest financial transaction you’ll face. Let an Adirondack Bank Mortgage Professional guide you through the different options you should consider when financing your home. For added bargaining power, get pre-qualified before you start shopping for your next home!
Home Equity Loans and Lines
Adirondack Bank makes it easy to convert the equity in your home into a useful resource for things you need and want today. Whether you’re planning home improvements, making a major purchase, consolidating high-interest loans, tuition or refinancing your mortgage – whatever your need – the wisest financial decision may be to utilize the equity you’ve built in your home. Contact your Branch Banking Representative today and let us review with you the options of a Home Equity Loan or Line.
- No application or closing costs*
- No points
- Competitive interest rates
- Potential tax-deductible interest**
- Flexible terms-up to 15 years
- Quick and convenient process
** Some restrictions may apply. Ask your Branch Banking Representative for details.
** Consult your tax advisor for more information.