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Personal Checking

Harland Check Reorder


 


 

HOMETOWN CHECKING

 

Great for those who don't want to worry about required minimum balances. 

a No monthly minimum balance requirements
a No monthly maintenance fee
a Non-interest bearing
a Check orders placed at account opening - fees based on customer selection
a ADK Canvas Debit Card available - You can even customize your card!
a ADK on the Go - mobile banking available via your cell phone
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a eStatements or paper statements available
a Direct Deposit available - no more waiting for paper checks
a TeleBanc - free telephone access to your Adirondack Bank accounts
a Receive a new account opening gift when a brand new account is opened or you refer a friend to open a new    account (gift selection may vary)
a Receive one overdraft fee waiver each year

Minimum deposit of $25 required to open.  Starter kit issued with minimum deposit.  


 

LOYALTY CHECKING

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Perfect for individuals who maintain higher balances and want to earn interest.  

a Maintain a minimum total account relationship balance of $20,000 to avoid monthly maintanence fee.  Total account relationship includes checking, savings, CDs and loan relationships.
a Tiered rate interest account
a Check order placed at account opening - one free order per calendar year*
a ADK Canvas Debit Card - You can even customize your card!
a ADK on the Go - mobile banking available via your cell phone
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a eStatements or paper statements available
a Direct Deposit available - no more waiting for paper checks
a TeleBanc - free telephone access to your Adirondack Bank accounts
a Receive a new account opening gift when a brand new account is opened or you refer a friend to open a new account (gift selection may vary)
a Receive one overdraft fee waiver each year

Minimum deposit of $50 required to open.  Must maintain a minimum balance of $20,000 total account relationship to earn interest and to avoid a $15 monthly maintenance fee.  *Choose from Safety Paper or Emerald Alliance design for free order.  
 

 


 

CAMPUS CHECKING

 

College students will enjoy the perks/benefits of our campus checking.  

a No monthly minimum balance requirements
a No monthly maintenance fee
a Non-interest bearing
a Check orders placed at account opening - receive one free order*
a ADK Canvas Debit Card available - You can even customize your card!
a ADK on the Go - mobile banking available via your cell phone
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a eStatements available monthly
a Direct Deposit available - no more waiting for paper checks
a TeleBanc - free telephone access to your Adirondack Bank accounts
a Receive a new account opening gift - receive $20 iTunes™ Gift Card  
a Receive up to $15 in ATM withdrawal fees waived per statement cycle
a Overdraft Fees - receive one overdraft fee waiver each year

Minimum deposit of $25 required to open.  *Receive one free Variety 50 Pack of checks.  Campus checking requires current student college ID and projected graduation date.  Six months after graduation, account will be reclassified to Hometown Checking.

 


 

eCO CHECKING

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Best suited to those who prefer to handle their account activity electronically.  

a
 Meet the debit and direct deposit requirements to earn the top rate tier
a Interest based on balance, debit transaction and direct deposit requirements  
a ADK Canvas Debit Card - customize your debit card!  You are required to perform a minimum of 10 POS debit transactions which post and settle per statement cycle*.
a ADK on the Go - mobile banking available via your cell phone
a Online Banking - personal online banking available 24/7, wherever you can access the Internet†
a Bill Payment - electronic bill payment system tosimplify your life
a TeleBanc - Free telephone access to your account(s)
a Check Free Account  -  Checks can be ordered at customer expense if desired (fee based on selection)
a eStatement is required for this account.†  Paper statements are not available with the eCO account.
a Direct Deposit required**
a Receive a new account opening gift - receive a gift when a brand new account is opened or you refer a friend to   open a new account (selection may vary)
a No monthly maintenance fee
a Overdraft Fees - receive one overdraft fee waiver each year

Minimum deposit of $25 required to open. §APY=Annual Percentage Yield. ‡Balances up to and including $25,000 along with meeting the following two qualifiers (*a minimum of 10 POS sale debit transactions which post and settle per statement cycle and **a minimum direct deposit of $250 that posts per statement cycle) will qualify for the top tier interest rate of 3.00%. Other interest rates apply to balances over $25,000, see current rate sheet or Branch Banking Representative for details.  †Online banking and eStatements required within 45 days of account opening.  Only one eCO Checking Account per household. Rates subject to change without notice after account is opened.  APY accurate as of 1/27/14.