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Personal Loans


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Consumer Loans


Put yourself in the driver's seat with an Adirondack Bank vehicle loan. Whether it's a new or used automobile, Adirondack Bank offers a variety of terms at competitive interest rates. Fast, convenient, and with all the options you're looking for, Adirondack Bank is the right choice for your automobile financing.


Recreation Vehicles (Motor Homes, Campers, Trailers)

Let Adirondack Bank help take the hassle out of your Recreational Vehicle financing so you can spend more time enjoying your RV. With terms up to ten years and competitive interest rates, Adirondack Bank is your bank for RV affordability, for new and used Recreational Vehicles. Contact your Branch Banking Representative today and let us assist you in financing your next purchase so you can negotiate your best deal.


Personal Loans

Whether it's a little financial assistance to provide your daughter with that dream wedding, redecorate a room in your home, or take the vacation of a lifetime, Adirondack Bank is a great source for the money you need. Affordable loans with the terms you need. Personal loans up to 60 months at competitive rates. Loans that allow you to do the things you want and need today made possible by Your Bank, Adirondack Bank.


ADvantage Line of Credit

A variable rate line of credit. This product can be accessed via special checks, personal checking account checks, by phone or in person at the teller line! Minimum advance is required.

Boats and Watercraft

Let Adirondack Bank help you float your boat. Our boat loans provide financing options with terms up to ten years. With down payments as low as 10%, let us show you how you can afford those accessories you've always wanted for your watercraft. Contact a Branch Banking Representative today and let us assist you in financing your next purchase so you can negotiate your best deal. Competitive rates and timely service, Adirondack Bank is committed to making your next financing experience smooth sailing.


Motorcycles, ATV's, Snowmobiles

When it comes to financing new or used vehicles, Adirondack Bank has the options you're looking for. Affordable loans based on competitive interest rates and terms that meet your needs. Financing options that offer down payments as low as 15% with repayment terms of up to five years. Discuss your purchase plans with your Branch Banking Representative and get pre-approved today for your next purchase. Let us show you how fast and easy financing your next vehicle can be so you can spend more time on the trail.


Home Improvement

When it's time to start your home improvement project, the last thing you want is delays. Let your Branch Banking Representative show you how you can get your project underway today. With financing terms of up to ten years and competitive interest rates, let us assist you in making that dream a reality. We can also help you evaluate the different financing options you may want to consider for your project. Options ranging from Home Improvement Loans, Home Equity Loans and Lines, or even possible Mortgage refinancing. This is the type of assistance and guidance you should expect from Your Bank.


Home Equity Loans and Lines

Adirondack Bank makes it easy to convert the equity in your home into a useful resource for things you need and want today. Whether you're planning home improvements, making a major purchase, consolidating high-interest loans, tuition or refinancing your mortgage - whatever your need - the wisest financial decision may be to utilize the equity you've built in your home. Contact your Branch Banking Representative today and let us review with you the options of a Home Equity Loan or Line.

  • No application or closing costs*
  • No points
  • Competitive interest rates
  • Potential tax deductible interest**
  • Flexible terms-up to 15 years
  • Quick and convenient process

* Some restrictions may apply. Ask your Branch Banking Representative for details.
** Consult your tax advisor for more information.


Credit Cards

Adirondack Bank offers a Visa Platinum Card* with no annual fee and a rewards program. Stop in to see a Branch Banking Representative for details or to apply today.
*Credit Card program offered through UMB Bank