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Personal Savings

 
 
 
 

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HOMETOWN SAVINGS 
Great for those who don't want to worry about large required minimum balances.  Minimum deposit of $25 required to open.

a $100 minimum balance required to avoid monthly maintenance fee*
a Interest bearing - interest calculation based on daily accrual on balances over $100
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a ADK on the Go - mobile banking available via your cell phone
a TeleBanc - 24-Hour telephone banking service
a ADvantage Combined Statement/eStatement available
a Interest accrued daily/paid monthly.  Interest automatically deposited into your account
a Interest Payments by Transfer available.  Monthly interest payments may be transferred directly to an Adirondack Bank checking account at no charge

*Minimum deposit of $25 required to open.  Monthly maintenance fee of $5 will apply if the balance falls below $100 at anytime during the month.  Must maintain minimum balance requirement to earn interest.  
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LOYALTY SAVINGS
Perfect for the individuals who maintain higher balances and want to earn interest.

a $500 minimum balance required to avoid monthly maintenance fee*
a Tiered Interest Rate - Higher interest rates on larger balances
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a ADK on the Go - mobile banking available via your cell phone
a TeleBanc - 24-Hour telephone banking service
a ADvantage Combined Statement/eStatement available
a Interest accrued daily/paid monthly.  Interest automatically deposited into your account
a Interest Payments by Transfer available.  Monthly interest payments may be transferred directly to an Adirondack Bank checking account at no charge

*Minimum deposit of $500 required to open.  Monthly maintenance fee of $5 will apply if the balance falls below $500 at anytime during the month.  Must maintain minimum balance requirement to earn interest.  Rates Button

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LOYALTY MONEY MARKET SAVINGS
Made for the person who will enjoy the perks of special money market checks for easy account access. 

a $2,500 minimum balance required to avoid monthly maintenance fee*
a Tiered Interest Rate - Higher interest rates on larger balances
a ADK Canvas Card available.  Debit card access with no monthly fee.  Cards can be customized!
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a ADK on the Go - mobile banking available via your cell phone
a TeleBanc - 24-Hour telephone banking service
a Special Money Market Checks available.*  Access your funds conveniently via check
a ADvantage Combined Statement/eStatement available
a Interest accrued daily/paid monthly.  Interest automatically deposited into your account

*Minimum deposit of $2,500 required to open.  Monthly maintenance fee of $5 will apply if the balance falls below $2,500 at anytime during the month.  Must maintain minimum balance requirement to earn interest. 
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ADIRONDACK CHILDREN'S SAVINGS
Low minimum requirements make it easy for parents to teach children good saving habits.

a $10 minimum balance required to avoid monthly maintenance fee*
Interest Bearing - interest calculation based on daily accrual on balances over $1
a Online Banking - personal online banking available 24/7, wherever you can access the Internet
a Bill Pay - electronic bill payment system to simplify your life
a ADK on the Go - mobile banking available via your cell phone
a TeleBanc - 24-Hour telephone banking service
a Direct Deposit available - parents or grandparents can set up a diret deposit into a child's account
a Teaches children great savings habits from an early age
a Interest accrued daily/paid monthly.  Interest automatically deposited into your account

*Minimum deposit of $10 required to open.  Monthly maintenance fee of $5 will apply if the balance falls below $10 at anytime during the month.  Account will be reclassified to Hometown Savings at age 18. 

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