For over 100 years Adirondack Bank has met the needs of our business customers with personalized service and competitive products to fit the needs of any type of business.
We have been awarded a Four-Star Excellent rating from BauerFinancial, Inc. for sixty consecutive quarters placing us on their Recommended Bank List. We have been an 8-time recipient of the Small Business Lender of the Year award from the Syracuse District Office of the U.S. Small Business Administration for banks our size in Central New York.- BauerFinancial, Inc.
Partner with a Lender you can Trust.
Adirondack Bank offers customized solutions to grow your business.
Adirondack Bank offers a variety of commercial and business lending-related services.
Business Checking with Support You Can Count On.
You want choices. We give them to you. Choose from variety of checking options, all including benefits to help you grow and thrive.
Great for businesses that have low transaction volumes.
Earnings credit available for this account.
Low minimum balance requirements
Tiered interest so the larger the balance, the higher the rate.
Interest bearing accounts for attorneys on behalf of their clients.
A flexible way to manage your extra cash.
Make your money work harder with a Business Savings account.
Low minimum balance requirement.
Special money market checks available.
Tiered interest account.
A Smart Way to Save More.
Earn higher rates when you save for the long term.
Run your business more effectively and efficiently.
Focus on what matters most—your business. With all the great cash and transaction management services available, you can run your business more effectively and efficiently. Explore the options below to see which combination of services can improve your business.
Now you can have 24-hour access to real-time account information from the convenience of your personal computer, tablet, or phone. Online Banking is convenient, easy to use, and more secure than ever.
Remote Deposit Capture
Deposit checks electronically right from your desktop instead of making trips to your local branch. All you need is a desktop scanner connected to your PC and the Internet.
Originate payroll and vendor payments with our ACH Origination Service available through Business Online Banking. Originate ACH Transactions safely, accurately and at your convenience.
Adirondack Bank’s Positive Pay service is a proactive banking solution that can prevent your business from becoming a victim of check or ACH fraud. This fraud mitigation tool allows Business Online Banking customers to view checks issued and paid as well as ACH transactions for potential fraud and allows the customer to make timely decisions to return any questionable check or ACH payment.
View, pay, and track your bills from one central place in the Payment Center - all your monthly bill information right at your fingertips! The most advanced way to manage your payments. Save time and money - No checks. No stamps. No hassle. You can select bills from hundreds of local and national companies. Pay anyone, anywhere - from your utilities to your vendors.
Eliminate paper check processing and save time and money. Deposit your employees’ pay directly into their checking or savings accounts. Originate payroll payments with our ACH Origination Service safely, accurately and at your convenience. Converting to electronic payroll lets you lower payment-processing costs and improve cash control.
Makes tracking business expenses easier.
Stay on top of your company's finances, while saving time and money.
Bank from anywhere, any
A perks program to provide your employees with the benefits they deserve.
Service You Can Count On
Switch from business-as-usual banking to banking that's built for businesses.
A wire transfer is an electronic payment used to transfer funds between bank accounts. You can initiate transfers to destinations across the U.S. in a matter of minutes, safely, accurately and at your convenience. Simply contact your local branch for information.
Adirondack Bank has commissioned notary public on staff to help you get your business and personal documents notarized quickly and efficiently. Documents that typically require notarization are often of the major life-event variety: wills, powers of attorney, deeds, contracts, and affidavits, to name a few.
1. The completed document you wish to notarize.
2. Valid photo ID that meets state requirements.
3. Any other individuals (with proper ID) who will be signing the document.
You do not have to be a customer to have something notarized with proper ID. Please contact your local branch for Notary availability.
Night Depository Services
Take advantage of our conveniently located night depositories whenever you wish to make deposits after regular banking hours. A verification of your deposit will be mailed to you.
24-Hour Telephone Banking
Do your banking by telephone, anytime, anywhere. Obtain balance information, make transfers and payments, or see which checks have cleared. Our easy to use system prompts you for information, which means there is no confusing list of codes to remember. This service is available for personal and business accounts! Call toll free 877-235-7448!
To give our business customers access to a wide array of innovative payroll solutions, Adirondack Bank has established a relationship with USA Payroll. This arrangement allows us to offer efficient and cost-effective payroll solutions to small businesses and companies who employ thousands. Tailor a payroll program to meet the needs of your business.
Contact your local branch for information.
Increase your sales by offering your customers more payment choices! Adirondack Bank's strategic alliance with TransFirst makes it easy for you to accept multiple forms of payment such as MasterCard, Visa, Discover and American Express.
Contact your local branch for information.