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                    <image:title>municipal landing v2</image:title>
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        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/municipal-accounts/municipal-statement-savings/</loc>
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                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Municipal/municipal-statement-savings-top.jpg</image:loc>
                    <image:title>municipal statement savings top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/contact/lost-card/</loc>
            <lastmod>2026-06-30T23:14:57-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/convenience-products/zelle/</loc>
            <lastmod>2025-03-25T13:39:23-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/PageHeader/Zelle_MainPhoto_NEW.png</image:loc>
                    <image:title>Zelle MainPhoto NEW</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/savings/loyalty-money-market/</loc>
            <lastmod>2022-05-04T09:38:31-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/loyalty-money-market-top.jpg</image:loc>
                    <image:title>loyalty money market top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/checking/eco-checking/</loc>
            <lastmod>2022-05-04T09:35:13-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/eCO-checking-top.jpg</image:loc>
                    <image:title>eCO checking top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/business/checking/super-now/</loc>
            <lastmod>2022-05-04T09:51:12-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Business/super-now-checking-top.jpg</image:loc>
                    <image:title>super now checking top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/business/convenience-products/business-debit-card/mobile-wallet/</loc>
            <lastmod>2022-05-04T09:54:33-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/mobile-wallet-top.jpg</image:loc>
                    <image:title>mobile wallet top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/business/convenience-products/biz-online-banking/bill-pay/</loc>
            <lastmod>2022-05-04T09:56:38-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/bill-pay-top.jpg</image:loc>
                    <image:title>bill pay top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/municipal-accounts/municipal-prime-savings/</loc>
            <lastmod>2022-05-04T09:59:05-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Municipal/municipal-prime-savings-top.jpg</image:loc>
                    <image:title>municipal prime savings top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/savings/childrens-savings/</loc>
            <lastmod>2026-06-30T20:32:32-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/childrens-savings-top.jpg</image:loc>
                    <image:title>childrens savings top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/lending/consumer-loans/</loc>
            <lastmod>2022-05-04T09:46:50-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/consumer-loans-top.jpg</image:loc>
                    <image:title>consumer loans top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/checking/hsa/</loc>
            <lastmod>2022-05-04T09:35:35-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/HSA-checking-top.jpg</image:loc>
                    <image:title>HSA checking top</image:title>
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        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/business/checking/iola/</loc>
            <lastmod>2022-05-04T09:51:27-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Business/IOLA-top.jpg</image:loc>
                    <image:title>IOLA top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/business/convenience-products/business-debit-card/report-lost-card/</loc>
            <lastmod>2026-06-30T23:14:20-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/online-banking/remote-deposit-capture/</loc>
            <lastmod>2022-05-06T12:22:37-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/PageHeader/business-check.jpeg</image:loc>
                    <image:title>business check</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/municipal-accounts/municipal-money-market/</loc>
            <lastmod>2022-05-04T09:59:20-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Municipal/municipal-money-market-top.jpg</image:loc>
                    <image:title>municipal money market top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/savings/holiday-club/</loc>
            <lastmod>2026-06-24T14:32:31-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/holiday-club-top.jpg</image:loc>
                    <image:title>holiday club top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/checking/new-beginnings/</loc>
            <lastmod>2025-01-16T09:53:05-05:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/new-beginnings-checking-top.jpg</image:loc>
                    <image:title>new beginnings checking top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/online-banking/positive-pay/</loc>
            <lastmod>2022-05-06T12:23:04-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Business/positive-pay-top.jpg</image:loc>
                    <image:title>positive pay top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/contact/</loc>
            <lastmod>2026-06-25T10:14:31-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/savings/rates/</loc>
            <lastmod>2026-06-23T06:41:13-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/checking/new-beginnings-basic/</loc>
            <lastmod>2025-01-16T09:53:13-05:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.adirondackbank.com/assets/Personal/new-beginnings-basic-checking-top.jpg</image:loc>
                    <image:title>new beginnings basic checking top</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/personal/checking/rates/</loc>
            <lastmod>2026-06-23T08:05:20-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/privacy-policy/</loc>
            <lastmod>2024-01-22T09:22:52-05:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/mobile-privacy-policy/</loc>
            <lastmod>2026-07-01T07:21:35-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.adirondackbank.com/privacy-and-disclosures/</loc>
            <lastmod>2022-05-04T10:06:25-04:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
</urlset>
