Personal Certificates of Deposit

Adirondack Bank offers Certificates of Deposit with a variety of terms to meet your financial objectives.

  • FDIC Insurance up to $250,000*
  • Minimum deposit of $1,000
  • Variety of terms to suit your needs (3 Months to 5 Years)
  • Dividends may be automatically transferred to an Adirondack Bank deposit account

*Certain restrictions apply. Please contact a Branch Banking Representative for details.


We are also a member of the CDARS® Network (Certificate of Deposit Account Registry Service) which is the easiest and most convenient way to access FDIC insurance on large CDs while utilizing one banking relationship.

  • Earn returns that may compare with those associated with a money market or other high yield account
  • Take advantage of the convenience of one stop CD shopping, one bank, one statement

Ask a Branch Banking Representative for details.

CDARS is a product of Promontory Interfinancial Network.

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