IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

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Get started with Adirondack Bank Loyalty Checking today!

  • You have to maintain a total account relationship balance of $20,000 to avoid a monthly service charge. (Total account relationship includes checking, savings, CDs, and loan relationships.)
  • Tiered rate interest account (The larger the checking relationship, the higher the interest earned)
  • ADK Canvas Debit Card available – Customize your card with your own photo
  • Check orders placed at account opening (One free check order per calendar year – Safety Paper or Emerald Alliance design only)
  • eStatements available
  • TeleBanc (24-hour telephone banking service)
  • Online Banking (Available 24/7, wherever you can access the Internet)
  • Bill Pay (Electronic bill payment system to simplify your life)
  • ADK on the Go – Mobile banking and deposit
  • Direct Deposit available (No more waiting for a check to arrive)
  • Overdraft Fees – Receive one overdraft fee waiver per year upon request

$50 minimum required to open account. Must maintain a minimum balance of $20,000 total account relationship to earn interest and to avoid a $15 monthly service charge. Rates subject to change without notice after account is opened. See current rate sheet or contact your branch for more information.

ADvantage Line of Credit

Establish an ADvantage Line of Credit today and be ready to make that special purchase when the time is right for you with no waiting! The ADvantage Line is a variable rate line of credit. This product can be accessed via special checks, personal checking account checks, by phone or in person at the teller line!

Contact your local branch for details today!

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