IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

Personal Checking Rates

Effective Date: 07/01/2021

Loyalty Checking

Tier Minimum to Open Mimimum to Obtain APY Interest Rate APY
Tier 1 $50 $0.00 - $24,999.99 0.01% 0.01%
Tier 2 $25,000 - $99,999.99 0.01% 0.01%
Tier 3 $100,000 - $499,999.99 0.02% 0.02%
Tier 4 $500,000 - $1,999,999.99 0.03% 0.03%
Tier 5 $2,000,000 + 0.05% 0.05%

eCO Checking

Qualifiers Minimum to Open Mimimum to Obtain APY Interest Rate APY
0 Qualifiers $25 $0 0.00% 0.00%
1 Qualifier Up to $15,000 0.15% 0.15%
2 Qualifiers Up to $15,000 0.50% 0.50%
Balances over $15,000 Over $15,000 0.02% 0.02%

Health Savings Account

Tier Minimum to Open Mimimum to Obtain APY Interest Rate APY
Tier 1 $50 $0.00 - $24,999.99 0.01% 0.01%
Tier 2 $25,000 - $99,999.99 0.01% 0.01%
Tier 3 $100,000 - $499,999.99 0.02% 0.02%
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