IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

CDs middle

Adirondack Bank offers Certificates of Deposit with a variety of terms to meet your financial objectives.

  • FDIC Insurance up to $250,000*
  • Minimum deposit of $1,000
  • Variety of terms to suit your needs
  • Jumbo Certificates available (Contact your Branch Manager or Commercial Lending Officer for terms and rates)

*Certain restrictions apply. Ask your local branch for details.

IntraFi® Network Deposits CD Option

Adirondack Bank is a member of the IntraFi® Network Deposits which is the easiest and most convenient way to access FDIC insurance on large CDs while utilizing one banking relationship.

  • Earn returns that may compare with those associated with a Treasury or other high- quality investment account
  • Satisfy your requirements for insured deposits and avoid having uninsured deposits to footnote in your financial statement
  • Take advantage of the convenience of one stop CD shopping, one bank, one statement