IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

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Get started with Adirondack Bank and Adirondack Children’s Savings today!

  • $10 minimum balance required
  • Interest bearing – interest calculation based on daily accrual on balances over $1.00
  • eStatements available (no more waiting for paper statements in the mail)
  • TeleBanc (24-hour telephone banking service)
  • Online Banking (available 24/7, wherever you can access the Internet)
  • ADK on the Go (mobile banking)
  • Direct Deposit available (parents or grandparents can set up a direct deposit into a child’s account)
  • Teaches children great saving habits from an early age
  • Interest accrued daily/paid monthly. Interest automatically deposited into your account

Minimum deposit of $10 required to open. Monthly service charge of $5.00 will apply if the balance falls below $10 anytime during the month. Account will be reclassified to Hometown Savings at age 18. See current rate sheet or contact your local branch for more information.