Loyalty Savings
| Tier | Minimum to Open | Mimimum to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| Tier 1 | $500 | $0.00 - $24,999.99 | 0.01% | 0.01% |
| Tier 2 | $25,000 - $99,999.99 | 0.01% | 0.01% | |
| Tier 3 | $100,000 - $499,999.99 | 0.01% | 0.01% | |
| Tier 4 | $500,000 - $1,999,999.99 | 0.03% | 0.03% | |
| Tier 5 | $2,000,000 - $4,999,999.99 | 0.03% | 0.03% | |
| Tier 6 | $5,000,000 + | 0.05% | 0.05% |
Loyalty Money Market
| Tier | Minimum to Open | Mimimum to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| Tier 1 | $2,500.00 | $0.00 - $99,999.99 | 0.01% | 0.01% |
| Tier 2 | $100,000 - $249,999.99 | 0.01% | 0.01% | |
| Tier 3 | $250,000 - $1,999,999.99 | 0.03% | 0.03% | |
| Tier 4 | $2,000,000 - $4,999,999.99 | 0.03% | 0.03% | |
| Tier 5 | $5,000,000 + | 0.05% | 0.05% |
Additional Savings Rates
| Product | Minimum to Open | Mimimum to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| Adirondack Children's Savings | $10 | $1 | 0.01% | 0.01% |
| Hometown Savings | $25 | $100 | 0.01% | 0.01% |
| Holiday Club | $10 | $10 | 0.01% | 0.01% |
