IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

Get started with Adirondack Bank and your Health Savings Account today!

  • No minimum deposit required to open 
  • No minimum balance requirements
  • No monthly service charge
  • Single and family accounts available
  • Tiered interest
  • Debit Card available – special debit card for HSA accounts
  • Checks available 
  • eStatements available
  • TeleBanc  (24-hour telephone banking service)
  • Online Banking (Available 24/7, wherever you can access the Internet)
  • Bill Pay (Electronic bill payment system to simplify your life)
  • ADK on the Go - mobile banking and deposit
  • Direct Deposit available

Restrictions on the maximum contributions as outlined by the IRS. See current rate sheet or contact your branch for more information.