IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

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Get started with Adirondack Bank and your New Beginnings Basic Account today!

  • $9.95 monthly service charge (sign up for a direct deposit of at least $250 that posts and settles per statement cycle and you qualify for a $3.00 rebate per month)
  • No check writing capabilities
  • Online Banking available - Inquiry capability only
  • ADK on the Go Mobile Banking available - Inquiry capability only
  • ADK Canvas Debit Card available - No ATM deposit capability
  • eStatements available
  • TeleBanc  (24-hour telephone banking service – Inquiry Only)
  • Accounts in good standing after 12-months are eligible to convert their New Beginnings Basic account to a New Beginnings account
  • Non-Interest bearing
  • Paper statements available - a $3.00 monthly handling fee will be assessed

Minimum deposit of $50 is required to open this account.