Personal Savings
Savings for the future starts with finding the account that fits your goals.
The savings accounts featured on this page are available for in-person account opening at former Adirondack Bank branch locations.
If you're looking for online account opening or would like to explore additional savings options, Arrow Bank offers a variety of personal savings accounts to help you save for what's next.
Check out all your options to help choose the savings account that's right for you.
Hometown Savings
Loyalty Savings
Loyalty Money Market
Children’s Savings
Holiday Club
Ideal For
Minimum Balance to Open
Interest
Checks
Statements
TeleBanc (Telephone Banking)
Online Banking
Bill Pay
ADK On the Go (Mobile Banking)
Direct Deposit
Available for Online Account Opening
Great for those who don’t want to worry about large required minimum balances
$25
Interest bearing
N/A
eStatements available
N/A
N/A
Perfect for individuals who maintain higher balances and want to earn interest
$500
Tiered interest rates
N/A
eStatements available
N/A
N/A
Made for the person who will enjoy the perks of special money market checks for easy account access
$2,500
Tiered interest rates
Special Money Market checks available
eStatements available
N/A
Low minimum balance requirements make it easy for parents to teach good saving habits
$10
Interest bearing
N/A
eStatements available
N/A
N/A
Deposit funds automatically to save for your holiday shopping
$10
Interest bearing
N/A
eStatements available (Annual if not combined checking account)
N/A
N/A
N/A
N/A
Club payments made by auto transfer from an internal deposit account
N/A