Adirondack Children's Savings

The low minimum balance requirement makes it easy for parents to teach children good saving habits.

Good to know……

Low minimum balance requirement makes it easy for parents to teach good saving habits!

  • $10 minimum balance required
  • Interest bearing – interest calculation based on daily accrual on balances over $1.00
  • eStatements available (no more waiting for paper statements in the mail)
  • TeleBanc (24-hour telephone banking service)
  • Online Banking (available 24/7, wherever you can access the Internet)
  • ADK on the Go (mobile banking)
  • Direct Deposit available (parents or grandparents can set up a direct deposit into a child’s account)
  • Teaches children great saving habits from an early age
  • Interest accrued daily/paid monthly. Interest automatically deposited into your account

Minimum deposit of $10 required to open. Monthly service charge of $5.00 will apply if the balance falls below $10 anytime during the month. Account will be reclassified to Hometown Savings at age 18.

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