Loyalty Checking

Perfect for individuals who maintain higher balances and want to earn interest.

Good to know……

Receive one free check order per year!

  • Maintain a minimum total account relationship balance of $20,000 to avoid monthly service charge.  (Total account relationship includes checking, savings, CDs and loan relationships.)
  • Tiered rate interest account (The larger the checking relationship, the higher the interest earned)
  • ADK Canvas Debit Card available – Customize your card with your own photo
  • Check orders placed at account opening (One free check order per calendar year – Safety Paper or Emerald Alliance design only)
  • eStatements available
  • TeleBanc  (24-hour telephone banking service)
  • Online Banking (Available 24/7, wherever you can access the Internet)
  • Bill Pay (Electronic bill payment system to simplify your life)
  • ADK on the Go - Mobile banking and deposit
  • Direct Deposit available (No more waiting for a check to arrive)
  • Overdraft Fees – Receive one overdraft fee waiver per year upon request

$50 minimum required to open account.  Must maintain a minimum balance of $20,000 total account relationship to earn interest and to avoid a $15 monthly service charge.  Rates subject to change without notice after account is opened.  See current rate sheet or contact your Branch Banking Representative for more information.

Get started with Adirondack Bank and Loyalty Checking today!

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