Personal Banking
Adirondack Bank is here to help you achieve every financial goal you set, which is why we give you options, no matter where you are on your financial journey.
Checking
Personal Checking, Personalized for Your Lifestyle
You want choices. We give them to you. Choose from a variety of checking options, all including benefits that go from basic to anything but.
Great for those who don’t want to worry about required minimum balances.
College students will enjoy the benefits of our Campus checking.
Best suited to those who prefer to handle their account activity electronically.
Perfect for people who have experienced difficulties managing a checking account in the past.
Perfect for people who have experienced challenges managing a checking account in the past.
Savings
Plant that Financial Seed and Watch it Grow
Achieving your financial goals takes planning, and Adirondack Bank has the savings plans to fit you and your needs.
Great for those who don’t want to worry about large required minimum balances.
Perfect for individuals who maintain higher balances and want to earn interest.
Made for the person who will enjoy the perks of special money market checks for easy account access.
Low minimum balance requirements make it easy for parents to teach good saving habits.
CDs
Adirondack Bank offers Individual Retirement Accounts to help you prepare for life after retirement.
Convenience Products
The Power of Convenience
Take advantage of convenience products designed to make your life easier.
Our Canvas Debit Card will help you simplify payments. It’s even customizable so you can add your own photo!
Easily manage your accounts – and save time – with Online Banking
Zelle® is a convenient way to send and receive money with friends, family and others you trust.
Convenience Services
Service You Can Count On
Switch from business-as-usual banking to banking that's built for people.
Wire Services
A wire transfer is an electronic payment used to transfer funds between bank accounts. You can initiate transfers to destinations across the U.S. in a matter of minutes, safely, accurately and at your convenience. Simply contact your local branch for information.
Notary Services
You do not have to be a customer to have something notarized with proper ID. Please contact your local branch for Notary availability.
Reporting Lost or Stolen Cards
Debit Card:
During our business hours, lost or stolen Adirondack Bank Debit cards can be reported through our Client Services Department at 315-272-2500 or toll free at 1-877-404-2265, choose Option 1.
After hours and weekends - Please use 1-833-312-3729.
Adirondack Bank Credit Card (issued through UMB Bank):
Lost or stolen cards should be reported to UMB Bank Customer Service at 1-800-821-5184 (24 hours a day / 7 days a week).
Adirondack Bank Credit Cards (issued through Elan):
Lost or stolen personal cards should be reported to Elan Customer Service at 1-800-558-3424 (24 hours a day / 7 days a week).
Lost or stolen business cards should be reported to Elan Customer Service at 1-866-552-8855 (24 hours a day / 7 days a week).
Night Depository Services
Take advantage of our conveniently located night depositories whenever you wish to make deposits after regular banking hours. A verification of your deposit will be mailed to you.
TeleBanc
24-Hour Telephone Banking
Do your banking telephone, anytime, anywhere. Obtain balance information, make transfers and payments, or see which checks have cleared. Our easy to use system prompts you for information, which means there is no confusing list of codes to remember. This service is available for personal and business accounts! Call toll free 877-235-7448!
Safe Deposit Boxes
Several of our branch offices have Safe Deposit Boxes available in a variety of sizes to meet your needs. Store your valuable items in a safe, secure area without worrying. Separate viewing rooms are available to ensure your privacy. Boxes automatically renew every year for your convenience. See our Branch Locations Directory for Safe Deposit Box locations. Check with the branch for size and availability information.
Loans
What’s on Your Wish List?
There are many milestones in life. We’ve got the resources to help you reach each one.
One major milestone in anyone’s life is the day they purchase a home.
From short-term needs to long-term dreams, our consumer loans are made for each of life’s moments.
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
Compare rates for mortgages, home equity, and consumer loans to see which one is best for your needs.
