IMPORTANT INFORMATION:  Please be advised that due to sidewalk construction at the 185 Genesee Street branch, our ATM will not be available after normal banking hours.  Please use the ATMs at 2817 Genesee Street, Commercial Drive or our Whitesboro branch.  We apologize for the inconvenience.

Health Savings Account

Take charge of your health care with a Health Savings Account from Adirondack Bank.

A  Health Savings Account (HSA) in conjunction with a high-deductible health plan (HDHP) is a new way to lower your health care costs. It's a tax-advantaged account that can be used to pay for day-to-day eligible medical expenses. Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax-free, year after year.

Reasons to open a Health Savings Account today:

  • Freedom of choice over your health care decisions
  • Long-term savings
  • Tax savings
  • Interest earnings
  • Stays with you - fully portable

Your HSA works just like a regular checking account. You can either write a check or use your debit card to pay for qualified medical expenses. Statements can be mailed or viewed online, and you'll receive a year-end report for tax purposes. Your account features:

  • A Prepared Savings Plan
  • Control over your Healthcare
  • Stays with you into Retirement
  • Monthly e-Statements
  • Earn Interest
  • Year-End Report


To open your Health Savings Account, contact us today.

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