Commercial Banking
For over 125 years, Adirondack Bank has met the needs of our business customers with personalized service and competitive products to fit the needs of any type of business.
Loans
Partner with a Lender You Can Trust
Adirondack Bank offers customized solutions to grow your business.
Adirondack Bank offers a variety of commercial and business lending-related services.
Choose from our popular business credit card options such as low rate, cash back, or flexible rewards to find the one that works best for your business.
Our commercial lending experts will help you with personalized service and competitive products that fit the needs of any type of business.
Checking
Business Checking with Support You Can Count On
You want choices. We give them to you. Choose from a variety of checking options, all including benefits to help you grow and thrive.
Great for businesses that have low transaction volumes.
Savings
A Flexible Way to Manage Your Extra Cash
Make your money work harder with a business savings account.
CDs
Cash Management
Run Your Business More Effectively and Efficiently
Focus on what matters most — your business. With all the great cash and transaction management services available, you can run your business more effectively and efficiently. Explore the options below to see which services can improve your business.
Online Banking
Now you can have 24-hour access to real-time account information from the convenience of your personal computer, tablet, or phone. Online Banking is convenient, easy to use, and more secure than ever.
Remote Deposit Capture
Deposit checks electronically right from your desktop instead of making trips to your local branch. All you need is a desktop scanner connected to your PC and the Internet.
ACH Origination
Originate payroll and vendor payments with our ACH Origination Service available through Business Online Banking. Originate ACH Transactions safely, accurately and at your convenience.
Positive Pay
Adirondack Bank’s Positive Pay service is a proactive banking solution that can prevent your business from becoming a victim of check or ACH fraud. This fraud mitigation tool allows Business Online Banking customers to view checks issued and paid as well as ACH transactions for potential fraud and allows the customer to make timely decisions to return any questionable check or ACH payment.
Bill Pay
View, pay, and track your bills from one central place in the Payment Center — all your monthly bill information right at your fingertips! The most advanced way to manage your payments. Save time and money — No checks. No stamps. No hassle. You can select bills from hundreds of local and national companies. Pay anyone, anywhere — from your utilities to your vendors.
Merchant Services
Increase your sales by offering your customers more payment choices! Adirondack Bank's strategic alliance with Spartan Merchant Services, LLC makes it easy for you to accept multiple forms of payment such as MasterCard, Visa, Discover and American Express.
To get more information or to request a quote for services, Click here to be connected to our branch staff.
Convenience Products
The Power of Convenience
Take advantage of convenience products designed to make running your business easier.
Stay on top of your company's finances, while saving time and money.
A perks program to provide your employees with the benefits they deserve.
Convenience Services
Service You Can Count On
Switch from business-as-usual banking to banking that's built for businesses.
Wire Transfer
A wire transfer is an electronic payment used to transfer funds between bank accounts. You can initiate transfers to destinations across the U.S. in a matter of minutes, safely, accurately and at your convenience. Simply contact your local branch for information.
Notary Services
Adirondack Bank has commissioned notaries public on staff to help you get your business and personal documents notarized quickly and efficiently. Documents that typically require notarization are often of the major life-event variety: wills, powers of attorney, deeds, contracts, and affidavits, to name a few.
1. The completed document you wish to have notarized.
2. Valid photo ID that meets state requirements.
3. Any other individuals (with proper ID) who will be signing the document.
You do not have to be a customer to have something notarized with proper ID. Please contact your local branch for Notary availability.
Night Depository Services
Take advantage of our conveniently located night depositories whenever you wish to make deposits after regular banking hours. A verification of your deposit will be mailed to you.
TeleBanc
24-Hour Telephone Banking
Do your banking by telephone, anytime, anywhere. Obtain balance information, make transfers and payments, or see which checks have cleared. Our easy to use system prompts you for information, which means there is no confusing list of codes to remember. This service is available for personal and business accounts! Call toll free 877-235-7448!
Reporting Lost or Stolen Card
Debit Card:
During our business hours, lost or stolen Adirondack Bank Debit cards can be reported through our Client Services Department at 315-272-2500 or toll free at 1-877-404-2265, choose Option 1.
After hours and weekends - Please use 1-833-312-3729.
Adirondack Bank Credit Card (issued through UMB Bank):
Lost or stolen cards should be reported to UMB Bank Customer Service at 1-800-821-5184 (24 hours a day / 7 days a week).
Adirondack Bank Credit Cards (issued through Elan):
Lost or stolen personal cards should be reported to Elan Customer Service at 1-800-558-3424 (24 hours a day / 7 days a week).
Lost or stolen business cards should be reported to Elan Customer Service at 1-866-552-8855 (24 hours a day / 7 days a week).
