Come and visit us at our new location in Little Falls — 699 E. Main Street effective 12/8/25. We can't wait to see you!

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Rocco F. Arcuri, Sr.
President/CEO

Message from CEO

When you choose Adirondack Bank, you are rewarded with consistent, local, and personalized service. Experience the difference as you become an integral part of our deep commitment to our surrounding communities. We promise that with us, you will always be treated like a neighbor, not a number.

Our passion for providing the best doesn’t stop with our unparalleled service. Our focus is on providing you with the most competitive products on the market which truly sets us apart in our region and industry.

We thank you for choosing to “Bank Local” and becoming part of something bigger than banking. Without you, Adirondack Bank wouldn’t be what it is today.

Our History

Our Company Timeline 1898

1898

Founded October 31, 1898

Adirondack Bank was founded to serve the needs of Northern New York State as the Saranac Lake Co-Operative Savings and Loan Association.

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1990

Recapitalized as a stock corporation

Institution was recapitalized as a stock corporation in which ownership was closely held by one individual, Tom Clark. The change in ownership also saw a change in the bank's operation as a newly chartered Federal Savings Bank. Later in 1995, we were re-chartered as a National Bank and became Adirondack Bank, N.A. To better position the bank for the future, we converted to a state charter in December 2003 allowing us to better serve our customers and the interests of the communities that we serve.

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1990’s

Branch expansion

Adirondack Bank experienced a period of growth beginning in the 1990's which has continued through the years to the present network of 19 locations. We opened new branches in Old Forge, Plattsburgh, Whitesboro, Boonville, and two locations in Utica. 

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2002 – 2025

Further expansion

In 2002, our Mohawk location was opened, and in May 2003 we introduced a branch in Herkimer. Our Rome branch opened in October 2003 allowing us to expand our network further to the west adding more convenience to our customers in the Mohawk Valley. Further expansion into Herkimer County occurred in 2004 when the Little Falls and Ilion offices were opened. Holland Patent followed in 2006, Sylvan Beach in 2013, and New Hartford in May 2014. The Main Street, Lake Placid location opened its doors on August 15, 2019.  On December 8, 2025, we relocated our Little Falls branch to 699 E. Main Street in the city.

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2009

Launch of Adirondack Insurance Services

Launched in November 2009, Adirondack Insurance Services, Inc. is a full-service insurance agency offering a wide range of products from over 40 carriers. We have the tools to find the right coverage for your needs. You trust us with all your financial needs, and you can also trust us to protect everything in your life.

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2014 – 2021

Awards and More

In 2014, Adirondack Bank was named Business of the Year (Over 50 employees) by the Greater Utica Chamber of Commerce. In 2015, Erin Hamlin signed on as official spokesperson for Adirondack Bank.

In 2017, Adirondack Bank established the 10-year naming rights to amend the official name to the Adirondack Bank Center at the Utica Memorial Auditorium. In 2020, Adirondack Bank received the New York State Senate Empire Award.

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2024

Robert Clark Succeeds Tom Clark as Adirondack Bank Executive Chairman of the Board

Effective January 1, 2024, Robert Clark succeeded his father as Chairman of the Board to continue the mission to remain local. Tom Clark serves as Chairman Emeritus, remaining a director on the board, and serving as a consultant to the bank.

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