What to do if you become a victim
Sometimes an identity thief can strike even if you've been very careful about keeping your personal information to yourself. If you suspect that your personal information has been hijacked and misappropriated to commit fraud or theft, take action immediately. Keep a record of your conversations and correspondence.
Exactly which steps you should take to protect yourself depends on your circumstances and how your identity has been misused. You can get started by visiting www.identitytheft.gov/#/.
This site provides you with two options. You can click the “Get Started” button and complete the online reporting right away. Your responses will create a personal recovery plan for you so that you can put your plan into action. Create an account and you will be walked through each of the recovery steps and be able to track your progress.
If you want to review the process first, click the “Browse Recovery Steps” so you can see what will be involved for the recovery. The information provides you with contact numbers for the credit bureaus, the Federal Trade Commission, Social Security Administration, Passport replacements and more. Just follow the recovery steps. You can even print off checklists to make sure that you are covering every area. They also provide sample letters that will help you when reaching out to debt collectors.