Personal Checking

 

 

Hometown

Loyalty

Campus

eCO

HSA

New Beginnings 

New Beginnings Basic 

Ideal For

Great for those who don’t want to worry about required minimum balances.

Perfect for individuals who maintain higher balances and want to earn interest.

College students will enjoy the benefits of our Campus checking.

Best suited to those who prefer to handle their account activity electronically.

Medical savings account for those with a high deductible insurance plan.

Perfect for People Who Have Experienced Difficulties Managing a Checking Account in the Past 

Perfect for People Who Have Experienced Major Problems Managing a Checking Account in the Past  

Minimum Balance

to Open

$25

$50

$25

$25

 

 $50

$50 

Interest

 

Tiered Rates

 

Tiered Rates

Tiered Rates

 

 

ADK Canvas Debit Card

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Receive up to $15 in ATM W/D fees waived per statement cycle

Minimum 10 Point of Sale debit transactions posted per statement cycle required to earn higher interest tier

Special HSA debit card

No ATM Deposit Capability 

No ATM Deposit Capability  

Checks

Check order fee based on selection

1 free order per year (Safety Paper or Emerald Alliance)

1 free check order (50 Check Variety Pack)

Check order (if desired) fee based on selection

Special HSA checks

Check order fee based on selection 

No Check Writing Capabilities 

Statements

eStatement Available

eStatement Available


eStatement required


eStatement
required

eStatement Available

Paper Statement Available - $3 Monthly Handling Fee Assessed 

Paper Statement Available - $3 Monthly Handling Fee Assessed  

TeleBanc
(Telephone Banking)

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Online Banking

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Bill Pay

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ADK on the Go
(Mobile Banking & Deposit)

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No Mobile Deposit Capability Inquiry Only  

Direct Deposit

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Direct Deposit required (Minimum $250 per statement cycle) to earn higher interest tier

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Direct Deposit of at Least $250 that Posts & Settles Per Statement Cycle Qualifies for $3 Monthly Service Charge Rebate  Direct Deposit of at Least $250 that Posts & Settles Per Statement Cycle Qualifies for $3 Monthly Service Charge Rebate  

New Account Opening Gift

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$20 iTunes™ Gift Card

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