revised eCO Checking logo 2017

Best suited to those who prefer to handle their account activity electronically.

Good to know……

Highest interest bearing account!

  • No monthly minimum balance requirements
  • No monthly service charge
  • Interest based on balance, debit and direct deposit requirements
  • ADK Canvas Debit Card available – Customize your card with your own photo!  You are required to perform a minimum of 10 Point of Sale debit transactions that post per statement cycle*
  • Check free account
  • eStatements required† (Paper statements are not available with eCO Checking)
  • TeleBanc  (24-hour telephone banking service)
  • Online Banking required† (Available 24/7, wherever you can access the Internet)
  • Bill Pay (Electronic bill payment system to simplify your life)
  • ADK on the Go - Mobile banking and deposit
  • Direct deposit required**
  • Overdraft fees – Receive one overdraft fee waiver per year upon request

Minimum deposit of $25 required to open.  A balance of up to and including $15,000 along with the following two qualifiers, *a minimum of 10 Point of Sale debit transactions and **one direct deposit of $250 or more that posts and settles per statement cycle will earn the top tier interest rate for this product.  Other interest rates apply for balances over $15,000, see current rate sheet for details.  †Online Banking & eStatements required within 45 days of account opening.  If these requirements are not met, the account will be reclassified to a Hometown Checking.  Only one eCO Checking account per household. Rates subject to change without notice after account is opened.  Offer valid in NYS only.

Get started with Adirondack Bank and eCO Checking today!

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