Adirondack Bank is pleased to announce that we will be relocating our Little Falls branch from its current location at 500 E. Main Street to 699 E. Main Street.  Renovations at the new site are currently underway and we are anticipating a December opening. Stay tuned for more information as renovations progress! 

Positive Pay

Positive Pay is one of the most powerful tools you can use to protect your company against check fraud

The basics of Positive Pay are very simple:

  • When you issue a batch of checks through your accounting program, each check has a certain profile - the date, the amount, the payee, and the account on which the check is drawn.
  • Those records are exported from your accounting program, and imported to the Positive Pay system.
  • As those checks are deposited and reach us for posting, we compared the details of the check to the details you provided when it was issued.
  • If differences or discrepancies are found, the check is flagged, and placed in the Positive Pay "Exception" list for you to review.
  • You can then determine whether the check should be paid or rejected.
  • It's a simple but powerful way to stop the most common types of check fraud.
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